Americans don't know anything about managing money

Davidc

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 About 1 in 4 literally have no emergency savings. 

We are more worried about paying for our next vacation than about saving enough for retirement.

Millions of us hide money from our spouses and partners.

We prioritize paying the wrong bills first.

We’ve racked up $1 trillion in credit card debt — and that’s just a fraction of what we owe.

5 Facts

Yes go ahead and blame the citizen. Piss poor attempt to deflect the real reasons Americans don't have money like offshoring industry, heavy taxation, corruption and inflation. 

 
I think it's due to like you said, having the bare minimum from a job just to survive. Inflation came and people forgot match the wage to compensate for it.
 
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