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I heard they can send a signal and kill you now if you don't like or disagree with their products.
But on a serious note, how long until your insurance company can request the medical history from Apple? I know there are people that ran into this with those home genetic kits and insurance companies going after the results, they are in process of trying to pass laws to prevent this but I wonder if this would apply to the Apple watch? 
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Nope I'm good for awhile. No issues with the ones we have. Edit- Actually I forgot, we can upgrade ours after December with this new plan we are on. We'll see how it goes between now and then.
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I love how every phone company brands contactless payment (Apply pay, Samsung Pay, Android Pay, etc) - it's just NFC capabilities sending stored card information.
Anyhow.. yes I've used Apple Pay and Samsung pay and others. They all work very well and are generally more convenient than actually using your card when a store has readers that are capable of this. No insert card, wait for chip reading, stare at the screen and figure out when this store wants you to remove the card, sign, etc. Just hold up your device and give it whichever input it needs to authorize use and maybe sign.
Anyhow.. yes I've used Apple Pay and Samsung pay and others. They all work very well and are generally more convenient than actually using your card when a store has readers that are capable of this. No insert card, wait for chip reading, stare at the screen and figure out when this store wants you to remove the card, sign, etc. Just hold up your device and give it whichever input it needs to authorize use and maybe sign.