Here's an innovative business plan for you: start up an insurance company whose sole purpose is to cover your customers' fines should they get busted for illegal file sharing, thereby creating a clientele that by default is composed completely of criminals. Well believe it or not, a Swedish "entrepreneur" has begun to offer this very service to his fellow citizens -- for only $19 per year, Magnus Braath's company Tankafritt promises to pay any penalties incurred from crackdowns on your rampant piracy, and he'll even throw in a free T-shirt to help you glorify your outlaw status. (Yes, you guessed it, the shirt actually does read "I got convicted for file-sharing and all I got was this lousy T-shirt"). Braath claims that he started the business as a statement against recent changes in Swedish law that had the nerve to criminalize illegal downloading, and that low conviction rates and relatively minor fines will allow him to keep the venture financially solvent. Hey Magnus, if you're looking to expand your operation, we hear that Spain's just passed some legislation that will probably create quite the demand for your unique little service -- who knows, with some hard work and a bit of luck, you could end up becoming the Geico of software and content piracy.